06-10-2021 04:24 PM - edited 06-10-2021 04:26 PM
has anyone used the uplift payment plan? I was wondering if it was worth it and if I had to cancel I would get my travel funds back? I want to book now while I can get cheap seats and don't have the funds.
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06-10-2021 05:05 PM
If you cancelled you would get travel funds AND still be on the hook to payoff the loan. From Southwest's perspective you have paid for the ticket. Uplift is a loan and not paying it could do severe damage to your credit score so be aware cancelling doesn't get you out of payments. I don't know the loan APR, but I'm guessing you'd be better off with a short term balance on a credit card if that's an option for you.
06-10-2021 06:13 PM
when you cancel, you automatically get a travel fund.
You can use it to buy any ticket for yourself. Note travel must be completed within one year of the date you originally bought your ticket.