I thought I would also mention that if you have a business that's doing some reasonable revenue and has typical expenses, using the SWA business card and putting everything you can on it until you hit the annual spend to get the companion pass is a great way to go. Also, not only do you get points for every dollar you spend with the Visa card, for every $10,000 of spend placed on the SWA Premier card, they also give you a bonus of 1,500 more points which actually go toward A-List status. Not to mention there's an annual bonus of either 3,000 or 6,000 points, depending on the SWA card(s) you have. For us, thankfully that means we will likely qualify for the 2019 Companion Pass at about the end of this May. So, what we're also going to do is get the Chase Ink Business card this month. They are offering an 80,000 point sign up bonus. Plus, we do our business banking with Chase and our banker is giving us an additional 20,000 points -- for a crazy total of 100,000 points. You have to spend $5,000 on the card in the first 3 months, but the value of this is worth about $1,250 when redeemed for travel - or $1,000 when redeemed for cash. You can also transfer points to SWA on a 1:1 basis. They've also got some other nice perks like free cell phone insurance which will save our business about $1,800 a year right now (instead of paying about $11 per-month, per-phone), primary rental car insurance, 120 day purchase protection, + more. The annual fee is $95. All that to say, if you have a business and manage your money reasonably well, these are exceptional deals. I should mention, however, this is all predicated upon you fully paying off your credit card each month -- so if you're not going to do that, forget about this program... all bets are off. However, if you do pay your Visa bill(s) in full each month a couple days before they are due, it means that you're effectively floating the bank's money for 30-60 days. How often do we get to stick it to the bank like that? Ps. I promise I get nothing from Chase for sharing this information. I just realized that I could be sounding a bit like a shill for them 😉
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