Sorry, but I think she was full of beans.
Anecdotally, snowboarders can pack anything in their snowboard bags (also free if under 50 pounds) boots, gloves, jackets, pants, goggles, socks, knee braces, hats, etc. --Any and everything that fits.
I can't imagine the rules would be different for golf bags.
She had no business asking what was in the bag because the only things that can't be in any bags are those things banned by the TSA.
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