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What is the difference between the Tourist/Visa that is $85 and the Southwest Airlines Tourist Card (Visa) that is $50?
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Based on the information on Cuba Travel Services website (Southwest's partner in Cuban visas), Southwest has arranged for the $35 processing fee to be waived. Probably because Southwest is doing part of the work issuing the visa and it's not being shipped. There appears to be no other difference.
You can compare here: https://cubavisaservices.com/product/sw-visa-card/